The Pi-Rate Ratings

October 13, 2021

PiRate Picks–October 16-17, 2021

If you are like us here on the aging PiRate ship, you probably grew up in the 1950’s, 1960’s, or 1970’s watching Wile E. Coyote chase the Roadrunner every Saturday morning. He always had a great plan, and of course, he was Acme Products’ best customer. Every plan came “this close” to working. But, in the end, he fell hundreds of feet to the canyon floor and made a splat.

That’s how last week’s episode of the PiRate Picks turned out to be. We chose the best games we saw at Acme Handicapping. We came “this close” to having an incredibly successful week. Two of the long shot parlays won and returned big payouts. With less than five minutes to go in three other selections, we were on the winning side. Alas, at the last second the Roadrunners of the gridiron made their Beep Beep sounds and ran off to safety, leaving our three selections to make a splat at the bottom of the canyon.

Ah, but here’s the rub. Just like Wile E. Coyote, who has endless funds to continue obtaining more great Acme products, our imaginary bank account is just as endless with funds. Just like Wile E., we can go splat on the canyon floor and get right back up and go at it again, because any financial losses are just as fake as the images drawn on a cartoon.

Thus, we have six more Money Line picks this week after suffering a minute net loss last week. For the year, our return on imaginary investment is -1%. It’s not a big negative, but comically, this feature usually returns a small profit every year. However, we would never play these picks, because we prefer to sleep at night. We encourage you to follow our lead. Read it for a laugh, just like you make when you see Wile E. falling off the cliff yet again.


October 14-18

Must WinOpponent
South AlabamaGeorgia Southern
Northern IllinoisBowling Green
UtahArizona St.

Must WinOpponent
Utah St.UNLV
Boston CollegeNorth Carolina St.

Must WinOpponent
Virginia TechPittsburgh

Must WinOpponent
Kent St.Western Michigan

Must WinOpponent
Central MichiganToledo

Must WinOpponent
DenverLas Vegas

October 6, 2021

PiRate Picks–October 9-10, 2021

Last week, time constraints limited this weekly feature to the bare minimum. We have plenty of time this week, so rather than just list the games we have chosen, there’s time to go a little more in-depth with our selections.

First, we made a minimal profit of imaginary revenue last week, as we hit on the long odds 4-game parlay at +372.50 with Texas beating TCU, Wake Forest beating Louisville, South Carolina beating Troy, and Oklahoma State holding on to edge Baylor.

This week presented us with numerous opportunities where certain factors triggered plays. We ended up trimming it to eight parlays, and all but one game coming on Saturday. We had one key Sunday game but could not find an NFL partner for the game, so it attached to other college games to give us the biggest odds of the week. Without further adieu, here are our picks for this week. Remember, this is for entertainment purposes only, and we highly encourage you not to wager real money on these selections, unless you have other research that the information herein merely endorses.

Must WinOpponent
Wake ForestSyracuse
BaylorWest Virginia

This first parlay is cut and dry. We believe that the public is not all that high on the two favorites. Wake Forest is supposed to be weak most years, but Dave Clawson has the Demon Deacons creeping up on Clemson for best in the Atlantic Division of the ACC. Baylor came oh so close to knocking off Oklahoma State in Stillwater last week. Had they pulled that win off, the Bears might be approaching the Top 10. West Virginia has played a tough schedule in a short time, and we feel they might show some fatigue in this game.

Must WinOpponent
UTSAWestern Kentucky

Obviously, this is not a parlay. It is one of four games where we are picking an underdog to win straight up. Western Kentucky is due to bounce after getting up and playing a close game at Michigan State, while UTSA has quietly started 5-0 with a Power 5 win.

Must WinOpponent

It hasn’t been often in the last 15 years that we went into the second weekend in October believing that Texas would beat Oklahoma. Oklahoma has been narrowly escaping with wins over mediocre competition. After getting pasted at Arkansas, Texas has begun to look like a team ready to compete for the Big 12 Championship Game. We consider this a tossup game, so we go with the better odds and the underdog.

Must WinOpponent

This is more of a system play. Nebraska won by more than 38 points in a conference game and now plays a conference home game the next week. In a high percentage of cases like this, the home team continues to play at the same top level it played the previous week. Additionally, Michigan is on the road for the second consecutive week in a key conference game. This has the look of a traditional upset.

Must WinOpponent
San Jose St.Colorado St.
Bowling GreenAkron

The key game here is the San Jose State-Colorado State game. We feel like the wrong team is favored. However, playing SJSU in a single game does not supply us with the odds we look for when playing Money Lines. So, we added the Bowling Green game to it to make a parlay that has fat payout odds. The betting public may not see how much the Falcons have improved this year, while Akron remains one of the five worst teams in the FBS.

Must WinOpponent
IowaPenn St.
TennesseeSouth Carolina
Arizona St.Stanford

This is the first of three big-odds payouts we are playing this week. In the first game in this parlay, our ratings show Iowa at the present time to be good enough to run the table and make the Playoffs. Penn State looks like a 10-2 team destined to play on New Year’s Day in Florida. Kirk Ferentz may have his best team in Iowa City.

In the second leg of this parlay, Tennessee fits the same criteria that Nebraska faces. They won by 38 points against a conference opponent and play at home this week against another conference opponent. While South Carolina’s defense is considerably better than Missouri’s, their offense is not as sharp, and we believe Josh Heupel’s Vols are sitting on another great performance.

The third part of this parlay is simply a case where we believe Arizona State is clearly superior to Stanford on both sides of the ball and should win by double digits.

Must WinOpponent
South AlabamaTexas St.
Kent St.Buffalo

South Alabama looks to be 10-14 points better than Texas State, and when we saw the Money Line odds on this game, it was the first one that went into our play pool. Kent State has a score to settle with Buffalo. In the weird Covid year of 2020, The Golden Flashes only managed to get four games in the books. Buffalo was the last, and Kent State went into this game 3-0 and averaging 53 points per game. Buffalo was also 3-0. The Bulls hung 70 points on the Flashes. Kent State gets their revenge this week.

Wisconsin is the best 1-3 team in America. It is odd how many times unforced errors have hurt the Badgers in their three losses. The Badgers don’t particularly like their rival to the south, and we expect UW to win this game by a large margin.

Must WinOpponent
Central MichiganOhio U
BYUBoise St.

Finally, we come to our biggest odds play of the week. We only found one NFL game we wanted to play based on the Money Line odds, so we had to parlay the Carolina Panthers with a couple of college games.

While 2021 looks like a so-so year for Central Michigan, Ohio is in a state of flux after former coach Frank Solich retired during the Summer. The Bobcats are almost sleep-walking through games this year, which can be attributed to growing pains.

Boise State is a mere shell of its former self under Bryan Harsin. New coach Andy Avalos inherited 16 returning starters, but the Broncos never played up to their potential last year and appear to be repeating it this year. Maybe, they were just a bit overrated?

BYU has shown the world that they were more than just Zach Wilson last year. The Cougars’ defense is top notch, while the offense is a bit more deliberate this year, but it helps the defense perform even better. Other than the fact that the Cougars may be looking ahead a tad to next week’s game at Baylor, everything here looks like a BYU win.

Carolina should be a heavier favorite over Philadelphia. The loss to Dallas has been factored a bit too heavily. We like the Panthers solely because their Money Line odds are so favorable this week.

September 30, 2021

PiRate Picks–September 30-October 4, 2021

This edition will be short this week due to time constraints, but it is chock full of college money line parlays, as we perceive some excellent value on the college side and not on the NFL side. We even include a rare, 4-team parlay at +372.50. Remember, we never wager real money on our selections and recommend you do the same. Use this feature only for entertainment purposes or supplemental research.


September 30-October 4

1. Odds:+173.19
Must WinOpponent
Notre DameCincinnati
Michigan St.Western Kentucky

2. Odds:+219.78
Must WinOpponent
ArmyBall St.

3. Odds:+220.45
Must WinOpponent
West VirginiaTexas Tech

4. Odds:+372.50
Must WinOpponent
Wake ForestLouisville
South CarolinaTroy
Oklahoma St.Baylor

September 22, 2021

PiRate Picks For September 23-27, 2021

A Weekend of Despair

We hope you have read numerous times on this site that we do not wager real money on the selections you see here in this weekly feature. We always encourage you to do the same. It is for this reason that we were able to sleep peacefully this week after the incredibly unlucky fortunes that destroyed what could have been a second incredibly successful weekend.

The weekend started out with a nice parlay win as Kansas State beat Nevada and Troy beat Southern Miss. to return a nice $282 on our imaginary $100 wager. The combo parlay with one college game and one pro game was next. Mississippi State had to beat Memphis, and they should have done so. The officials in the game admitted to making a major mistake in the game, and there was a blatant oversight on the same play. Memphis scored the decisive touchdown returning a punt that had already been signaled as dead by the back judge. At the same time, the punt returner wore number four. Nothing wrong with that, but he was not the only number four in the game for the Tigers. Had the mistake not been made, Mississippi State wins the game, and when Denver won the next day, that parlay would have been a winner of $226.42 on the imaginary $100 wagered to guarantee a winning weekend.

On Sunday, Seattle led Tennessee by two touchdowns in the fourth quarter, and Kansas City led Baltimore by 11 in the fourth quarter. The other parts of the final two parlays had already won. Tennessee scored twice to tie the Seahawks where they went on to win in overtime to kill one parlay, and Baltimore pulled off a minor miracle to beat Kansas City by a point to kill the other one.

Even with the three heartbreakers losing, we are out nothing. No stress means we can return to picking games this week with the same imaginary bank account that never runs out of $100 investment opportunities.

When the opening lines came out, we immediately spotted a huge mistake in one college game. It was the spread in the Georgia-Vanderbilt game, as it opened at 30 1/2 or 31 depending on the books in question. The bookmakers made a big mistake, and within five minutes, that spread had moved to 35. The mistake they made was assuming that Vanderbilt would get about three points for home field advantage. SEC fans and bettors know that Georgia fans will make Vanderbilt Stadium a sea of red. Somewhere either side of 90% will be rooting for the Bulldogs, making this a home game on their opponent’s field. Vanderbilt’s quarterbacks will have to use hand signals on their home field. Georgia is really the home team, and poof, the line may still be low at 35. We don’t issue straight wagers against the line these days. But, we came oh so close to issuing a special bulletin Sunday night when we saw that incredibly low number.

We spent a couple hours looking over the money lines this week looking for certain in-house data to come up with the games we wanted to play. This was a difficult week, because we didn’t particularly like the schedule in either college or pro football. In the end, in order to get our parlays up above +120, we had to go with multiple very long shot combinations at very large odds.

We are going with five selections this week, one of which is not a parlay, but just one single upset pick. Three of our parlays include three games each; we prefer to play two-game parlays, especially when using NFL teams, where it is hard to pick the winners of three games all that often. So, when you look at these picks below, realize they are long shots. Please don’t wager real money on these games unless you have other research data that our selections merely verify.

This Week’s Parlays

Date:Sept 23-27
Must WinOpponent
Kansas St.Oklahoma St.

Must WinOpponent
Eastern MichiganTexas St.
Michigan St.Nebraska

Must WinOpponent
Michigan St.Nebraska
Boston CollegeMissouri

Must WinOpponent
Kansas CityLA Chargers
Las VegasMiami

Must WinOpponent

September 15, 2021

PiRate Picks For September 16-20, 2021

After a swing and a miss on opening week of the football season, last week we went two for two with big wins. Not only did we win both of our Money Line Parlays, we mentioned a first week NFL system that has worked well over the course of a couple of decades. We told you that even though we are only issuing Money Line Parlays this year, that playing the NFL underdogs of 1/2 to 3 points in Week 1 was a winning proposition. There were seven such underdogs last week, and playing them and the points went 5-2.

For the year, our pretend bank account has wagered pretend money on four games, $400 at $100 per wager, and we have received $604.56 in return from the pretend book. That’s a return on investment of 51.14%.

Now, the pressure is on to keep that profit and not give it back to the imaginary book. We begin including NFL games this week, and we have chosen four different parlays, each with more than +120 odds. Additionally, we are doing something we have only done three or four times in the last decade–combine a college game and NFL game into a parlay. We are number’s enthusiasts here on the PiRate ship, so sometimes we are left with orphan numbers needing to go to a matchmaking service. Combining college and pro football games into a hopeful match is rare for us, but there is no real reason not to do it. We just like to know at 1 AM on Sundays whether we won or not.

Enjoy these four parlays, but remember that these are for entertainment purposes only. We strongly urge you not to wager real money on these picks unless you have done your own research, and this feature merely verifies your own findings.

This Week’s Money Line Parlays

Sept 16-20


Must WinOpponent
Kansas St.Nevada
TroySouthern Miss.

Must WinOpponent
Mississippi St.Memphis

Must WinOpponent
LA RamsIndianapolis
Kansas CityBaltimore

Must WinOpponent

September 20, 2019

PiRate Ratings Special Money Line Play

Filed under: PiRate Picks_College & Pro — Tags: , , — piratings @ 8:18 am

This is a special late play that the PiRate Ratings are unofficially listing for our fans to peruse as an experimental “sure thing” grouping.

We do not advise anybody to actually play this parlay.  This is just an example to show how one group of so-called sharps are looking into making a hefty profit on a group of games that will give them +250 odds at one particular Vegas book that has made Money Line odds too rewarding for non-squares.

We don’t know if the Sharps are actually playing this parlay.  It was inferred from what one particular Sharp (a female that appeared on this site last year) told our captain in an exchange of football information and tasteless jokes about “Squares.”

Here is what the Captain believed she inferred.  This Money Line parlay does show up at +250 at one particular lesser book in Vegas.


Nebraska over Illinois

Boston College over Rutgers

Washington over BYU

Missouri over South Carolina

UAB over South Alabama


The thinking to this parlay is:

  1. Nebraska is not undefeated only because of a fluke play that went for big yards.  Illinois does not have the strength in the trenches or speed on the flanks to contain Nebraska’s offense.

  2. The public is putting too much emphasis on BC’s loss to Kansas, in a game they failed to show up, and Rutgers is still the #14 team in the Big Ten by a lot behind #13 Illinois.

  3. BYU is playing their third consecutive tough game against a Power 5 opponent and played the last two in overtime.  They now face a much better UW team that internal power ratings show the Huskies to be more than a touchdown better than the Cougars.

  4. South Carolina’s freshman QB is starting on the road for the first time after facing Alabama in a high-energy game at home.  Missouri QB Kelly Bryant and the Tigers’ offense is looking like it is coming into form at the right time.

  5. UAB had two weeks to prepare for this game after playing subpar in a win at Akron.  USA is still quite inexperienced and not talented enough to win on the road against a quality team like UAB.  The Nebraska game to start the year was one where the Cornhuskers looked like they could walk over the Jags.  By the second half, depth and reality made this game more of a blowout.

This is the reasoning of what the Captain perceives he heard from one particular Sharp who talked about what a group of Sharps felt.  Neither the Captain, nor any other of us on the PiRate ship endorse these picks, and as always, we recommend you invest your hard-earned dollars in long-term value in the stock market.  Over any 10 years, you are virtually guaranteed to be a winner, whereas the odds are always against you in Las Vegas.

October 27, 2016

PiRate Ratings Money Line Parlay Picks–October 27-31, 2016

The Hook
We talked about this in a previous posting, but we now have real data to show you why you should not wager real money on our picks. Last week, we hit a small bonanza, and we came within a few seconds of a major, albeit imaginary, windfall profit.

We issued four long shot money line parlays, each returning better than 2 to 1 odds. We won on two of the four and came within seconds of winning the third one. As it is, our profit from last week was 61% return on the investment. Had that third game that we lost in the last seconds been a winner as well, our profit would have exceeded 100% on the investment.

It’s the “last-second”, “one play,” “fluke play” stuff that hooks the investor to make him or her return the next week to wager more. We have no problem with this. We can wager “$500,000,” and it is the same as if we wagered “$1.” It’s just a fun exercise for a half dozen math geeks, four of whom are members of the fairer sex by the way.

What we have noticed so far this season is that our college picks are winning, while the NFL picks are not doing well at all. The 2016 NFL season has been too tipsy-turvy to hit on parlays. Sure, you can pick New England to win at -300, but that won’t help you much, because at -300, the Patriots basically have to win out to keep you from losing money. If they go 12-4, and you bet on them to win every week at a -300 average, you will invest $300 every week and win $100 12 times, while losing $300 four times. This would allow you to break even in theory, but New England doesn’t go off at -300 each week. They might lose at -450. They might win at -600 over a lousy team. Your invested amount won’t get you the profit to buy that new pearl necklace for that special lady in your life, or that new cell phone with the 16 megapixel camera to replace that camera that is best used to start a campfire.

Until otherwise determined to be safe, we are going to limit our money line parlays to college games only. The upset tendencies this time of year tend to be more conservative than the NFL.

For the season, our “just for fun only” picks have wagered on 31 money line parlay games, all at better than even money odds. We have won 10 of the 31 at an average of $283.25 (on $100 wagered) and lost the other 21 ($-100). This brings us a return of $-130 for the season, which is still a negative 4% return on investment. For what it’s worth, the college selections are responsible for 80% of the winnings, and those picks alone have a positive return on investment, which is why we are going only with college picks this week.

We are going to issue just three selections this week. All three are very long shots such that winning just any one of these three games will make our week an imaginary profitable one. One of the parlays combines two underdogs that we believe can win outright and return an incredible 6+ times what we are pretending to invest.

Look carefully at all three parlays. There is a reason they call them “long shots.” Chances are high that all three will lose, so be forewarned all you reading this with a URL from Las Vegas as well as all you that have figured out which two online books you can find to plug the numbers into a calculator and discover which book we used for each parlay. Remember this: just since we started this feature 15 minutes ago, three of the games that make up the parlays have changed the money line odds.

This Week’s Games

October 27-31,2016
1. College Parlay @ +295
Temple over Cincinnati
Indiana over Maryland
Memphis over Tulsa
Central Michigan over Kent St.
N. C. St. over Boston College
2. College Parlay @ +324
Toledo over Ohio
Wake Forest over Army
Southern Miss. over Marshall
Florida over Georgia
Tennessee over South Carolina
Penn St. over Purdue
Washington St. over Oregon St.
3. College Parlay @ +607
North Texas over UTSA
Kentucky over Missouri



September 8, 2016

PiRate Ratings Money Line Parlay Picks–September 8-12, 2016

Did you heed our biggest piece of advice given here last week? If so, then you were smart and lost none of your hard-earned money by following our selections. Our two picks both lost in the opening week. Army did not upset Temple. The Black Knights won impressively enough to prove that their win was no fluke. It wasn’t Davis and Blanchard running over opponents, but this has the look of a bowl-bound team. The Cadets entertain Rice at Michie Stadium this week, and chances for a 2-0 start are strong.

The other loss came about when LSU got Lambeau Leapt by Wisconsin. One late fumble sent our mythological winning week down the tubes.

We start out the season down 200 imaginary dollars in our fake bankroll.

Oh well, a new week brings new fun only picks, and with the NFL season beginning in a matter of hours from the time this is written, we have more opportunities to wager our fake bankroll. These days, a fake bankroll is what so many of us tend to have.

We are going with five parlay picks this week, two with college games, and three with NFL games. Usually, we like to be overly conservative at the start of the NFL season, because there is enough parity that a 4-12 team from the year before could become a playoff team this year, while a playoff team last year could swoon to 4-12 this year. However, we are going with three NFL parlays because we were able to get better than even money odds by parlaying just two teams in each selection.

Our two college parlays both contain rivalry games within each selection. It is not the norm for rivals to play so soon in the season, but it happens when said rivals are not members of the same conference. Thus, in week two, New Mexico plays New Mexico State, and Iowa plays Iowa State. We believe these are almost free games, as the favorites are overwhelmingly superior to their rival. Of course, this can bite us on the fanny, because weaker rivals can play well over their heads, especially early in the year before injury and other attrition has decimated their already thin-talented rosters.

There is also an issue with taking a slow-starting team against a quick-starting team, because sometimes, the quick-starting underdog might score so many points early that the slow-starting favorite cannot come back from the deficit. However, we are still going with two slow-starting Sunshine State schools. South Florida, and their smashmouth style of play, hosts Northern Illinois, and the Bulls were a bit sluggish on the defensive side in their season opening win over FCS member Towson State. However, NIU lost at Wyoming last week, and USF is considerably more talented than the Cowboys. Also, playing in muggy Tampa might give the Bulls an extra couple points of home field advantage.

Florida has not been the offensive juggernaut under Coach Jim McElwain that they were under Steve Spurrier or Urban Meyer, but the Gators won the SEC East Division by taking care of business with strong defense. The Gators gave up just 73 points in their seven SEC wins last year. Meanwhile, Kentucky scored 35 points quickly against Southern Miss last week, before watching like a deer in the headlights as the Eagles stormed back and scored on the porous Wildcat defense like it was just a skeleton unit. We believe the Gators will win this game by 7-17 points, as McElwain knows that he only needs his offense to play it safe and avoid turnovers, while the defense and special teams sets up the offense for low-risk scoring drives.

Now to the NFL. We begin tonight by taking the Super Bowl loser from last year. You no doubt are familiar with the recent trend of Super Bowl losers performing considerably worse the following year. However, this on the surface looks like a gift tonight. Both teams lost some key talent since the last time they played, but Denver clearly lost more. Even though Peyton Manning was like Babe Ruth with the Boston Braves in 1935, the Broncos will have a totally untested quarterback and rookie backup trying to face the NFC’s best defense. Peyton might have guided Denver to 17 points. Trevor and/or Paxton will be lucky to score 17 and might give the Panthers a score with costly mistakes. Also, we have seen Wade Phillips’ defenses regress the year after they dominate, and we feel that Cam Newton is going to play this game like it is the Super Bowl again. We believe Carolina wins an ugly game tonight.

Miami could be a surprise team this year, but they still have a lot to prove. New Coach Adam Gase is already considered to be the top new coach in the league, and he has been tagged as a potential superstar in the business. However, even superstar coaches must have decent talent to succeed, and the Dolphins still have a lot of questions. Having to travel as far away as they can without playing at a neutral site, and having that game come against the team with the best home field advantage in the NFL makes us believe that Seattle is a gift choice. Of course, we could be wrong, but when there are just 16 NFL games, you have to isolate the couple that look the most promising and offer a good rate of return on your investment, even if said investment is as real as the Man in the Moon.

The second game of the Monday Night doubleheader looks to us to be a gift as well, but what do we know? The Los Angeles Rams (doesn’t that sound so wonderful again) go up the coast to take on their former and future arch-rival San Francisco 49ers, and the 49ers look like a train wreck. However, Chip Kelly can coach offense, and Jeff Fisher-coached teams have a history of starting out slow. In this game featuring recycled quarterbacks, we believe that Case Keenum has more weapons at his disposal than Blaine Gabbert, and the Rams’ defense is worth an extra touchdown saved over the 49ers’ defense, so in our possibly deluded mind, we think the Rams at low odds offer us an excellent base for a parlay.

Now to the turnaround game in our minds. We think that Baltimore is ready to rebound to at least a better than mediocre season, while Buffalo takes a small step backward this year. The Ravens have enough offense to score on Rob Ryan’s defense, while brother Rex’s offense does not offer very much.

Once again, when you see the odds, you will notice that all 5 games present better than even money.

When you see that money line at +X, add $100 to the X, and this would show you how much money you would receive if the parlay wins, and you invested $100, because when you win, you get back your initial investment plus your winnings, just like with paramutuel wagering at the horse track.

For instance, if you play a money line game or money line parlay at +120, and you invest $100 in this selection, if you win, you will receive $220 ($120 profit plus your $100 investment). If you lose, you are out your $100 investment.

Here are our parlays for the week.

#1–College Parlay at +118
Navy over Connecticut
New Mexico over New Mexico State
Florida over Kentucky

#2–College Parlay at +134
Duke over Wake Forest
Louisville over Syracuse
South Florida over Northern Illinois
Iowa over Iowa State

#3–NFL Parlay at +106
Los Angeles Rams over San Francisco
Seattle over Miami

#4–NFL Parlay at +121
Carolina over Denver
Kansas City over San Diego

#5–NFL Parlay at +131
Baltimore over Buffalo
Green Bay over Jacksonville

August 31, 2016

PiRate Ratings Money Line Parlay Picks–September 1-5, 2016

This just for fun weekly feature turned out to be our most widely read part of the PiRate Ratings last year, because just like a broken clock is correct twice a day, somehow our money line parlays returned 40% on investment last year. People began leaving comments at our sister site, , telling us they were using these picks to wager their hard-earned money. That disappointed us a lot, since we begged them not to do this.

This is a just for fun mathematical experiment. We have no inside information; we have no specialist in Vegas placing wagers anonymously for us like other heavy hitters. In fact, if we were to announce to any book that we would like to play our picks for real, they would bend over backwards to help us do just that. So, that should tell you not to use these picks. Just read what we have to offer. If there is some way to wager just for fun with your friends, by picking X number of teams to win outright, then maybe you can use our selections.

For those not aware of the Money Line, it is a line established to wager on who you think will win the game without having to cover a pointspread. Obviously, if Michigan plays Hawaii, you would take Michigan to win. As Lee Corso says, “Not so fast my friend.” In order to take Michigan to win the game outright over Hawaii, you have to give ridiculous odds to the book. To win just $100 on this proposal, you must put up $75,000! If you want to wager just $100 on Hawaii to win the game in the biggest upset in years, you would win $25,000 if it happened!

Obviously, this is an extreme outlier. Let’s look at a closer game this week. Vanderbilt hosts South Carolina tomorrow night. The current Money Line odds are listed as Vanderbilt -185 and South Carolina +165. This means that if you believe the Commodores will win, you must put up $185 to win $100 ($285, because you get your investment money back as well). If you believe South Carolina will win this game, then by wagering $100, you stand to win $165 ($265 as you will get your $100 back as well if you win) if the Gamecocks win.

A Money Line parlay allows you to combine multiple games in order to raise your total odds. The catch is that if you bet X amount of games as one parlay wager, all X teams must win. It is considered a sucker bet to play this type of exotic wager, but we are not suckers, because we bet $0 every week. We can choose and choose parlays every week, and we will not lose a penny. We hope you will not either.

Here is our plan of attack that worked rather well last year for us. We will select a host of favorites and bunch them into parlays where the odds are better than even money for us should we win the wager. For example, let’s say that you combine three favorites into one parlay wager. Team A is listed at -250. Team B is listed at -235. Team C is listed at -225. The parlay on this three-team wager would be +188, or you would put up $100 to win $188 ($288 because as you know by now, when you win, you get back your investment money as well.)

It is not easy for three teams at -250, -235, and -225 to all win in a given week. That’s the catch. It looks so easy, and there are some nice hotels in Vegas that have been built from funds donated to them by suckers that thought it looked so easy.

Okay, now that you have been warned, let’s get started with our first Money Line Parlays of the 2016 season. We are playing just two parlays this week, and by playing, we mean like it is Monopoly–it is just a fun game.

Parlay #1

This one gives us +167 odds on our $100 fantasy investment. Yep, if we win, we receive $267 from the fake book in fake Vegas.

Tulsa over San Jose St.
Wake Forest over Tulane
LSU over Wisconsin
West Virginia over Missouri

Parlay #2

This one gives us +127 odds on our $100 fantasy investment. So, if we win just one of these two parlays, it will be a profitable week.

Colorado over Colorado St.
Temple over Army
UTEP over New Mexico St.
Minnesota over Oregon St.

Okay, that’s $200 fake invested funds into two parlays. If we lose both, we are out our imaginary $200. If we win #1 and lose #2, we will have a nice profit in week one returning $267 on the $200 wagered (33.5% ROI). If we lose #1 and win #2, we will have a so-so profit in week one returning $227 on the $200 wagered (13.5% ROI). If somehow both parlays win, we will be taking a fake vacation to an imaginary mountain lodge after pulling off a return of $494 on the $200 wagered (147% ROI).

One final warning and plea–please do not wager real money on these picks. Use them for fun only. See if you can come up with your own and see for yourself how easy hard it is.

Happy football holiday weekend.

January 2, 2016

PiRate Ratings Selections For NFL Week 17–January 3, 2016

Week 17 often can be a tough puzzle to solve in the NFL.  Which teams that have clinched a playoff spot might fail to show up?  Which teams that have clinched a losing season have already mentally begun their off-season?  How important is getting the #5 seed or #3 seed compared to the #6 seed of #4 seed if a team has already clinched a playoff spot?  Will a certain team already know their fate when they kick off in the 4:25 PM game due to what happened in a 1:00 PM game?


This and many other variables come into play when looking at the last game of the year.  added to the difficulty this year is that multiple teams still playing for something do not have a legitimate NFL starting quarterback healthy enough to play.  They are going to play their most important game of the year with what could be called a replacement player.  Can these teams win by running the ball 70% of the time?


The other predicament we have is trying to play the money line parlays by avoiding any chance of going .500 and losing money.  That basically means picking three different parlays, and we have been making hay by choosing parlays with odds of better than even money.  There are 15 games with money lines this week, so in order to pick three parlays with better than even money odds, we had to dig deep and make selections in 2/3 of the games in order to get those parlays.


Since there will be little chance to find value in the playoff games, this will be our final week of parlays.  They have done rather well with a return on investment of 50.82% through today.  We are hoping to close out on a high note and keep that ROI over 50%.

Straight Selection

Favorite Underdog Line Our Pick
New York Jets Buffalo 2 New York Jets

Money Line Parlays

Money Line Parlay 3 Teams at 1.74 to 1   $274 Payout on $100
Favorite Underdog   Must Win
New York Jets Buffalo   New York Jets
Pittsburgh Cleveland   Pittsburgh
Arizona Seattle   Arizona


Money Line Parlay 4 Teams at 1.77 to 1   $277 Payout on $100
Favorite Underdog   Must Win
New England Miami   New England
Houston Jacksonville   Houston
Kansas City Oakland   Kansas City
Denver San Diego   Denver


Money Line Parlay 3 Teams at 1.91 to 1   $291 Payout on $100
Favorite Underdog   Must Win
Carolina Tampa Bay   Carolina
New York Giants Philadelphia   New York Giants
Green Bay Minnesota   Green Bay




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