The Pi-Rate Ratings

October 25, 2021

PiRate Ratings–NFL for Week 8: October 28-November 1, 2021

This Week’s PiRate Ratings Spreads

HomeVisitorPiRateMeanBias
ArizonaGreen Bay7.48.78.0
AtlantaCarolina1.11.11.9
BuffaloMiami17.416.717.2
ChicagoSan Francisco-1.8-1.4-1.8
ClevelandPittsburgh2.93.72.4
DenverWashington7.77.57.9
DetroitPhiladelphia-2.1-2.0-3.2
HoustonLA Rams-16.2-18.1-16.3
IndianapolisTennessee4.33.63.6
LA ChargersNew England3.95.25.0
MinnesotaDallas0.8-0.10.5
N.Y. JetsCincinnati-5.1-5.2-4.3
New OrleansTampa Bay1.80.52.9
SeattleJacksonville16.014.215.8
Kansas CityN.Y. Giants13.914.014.5

This Week’s PiRate Ratings Totals

HomeVisitorTotal
ArizonaGreen Bay53
AtlantaCarolina51
BuffaloMiami45.5
ChicagoSan Francisco38.5
ClevelandPittsburgh43.5
DenverWashington37
DetroitPhiladelphia47
HoustonLA Rams51.5
IndianapolisTennessee51.5
LA ChargersNew England43
MinnesotaDallas53
N.Y. JetsCincinnati47
New OrleansTampa Bay50
SeattleJacksonville47.5
Kansas CityN.Y. Giants50.5

This Week’s PiRate Ratings

A F C
EastPiRateMeanBiasAvgTotalsW-L
Buffalo110.1109.9110.5110.1254-2
New England101.8101.1101.4101.4193-4
Miami95.295.595.795.520.51-6
N. Y. Jets88.088.588.488.3221-5

NorthPiRateMeanBiasAvgTotalsW-L
Baltimore105.2104.8105.1105.0255-2
Cincinnati102.6103.4102.7102.9255-2
Cleveland101.6101.7100.8101.425.54-3
Pittsburgh101.6100.9101.3101.3183-3

SouthPiRateMeanBiasAvgTotalsW-L
Indianapolis104.0103.5103.8103.8243-4
Tennessee103.0103.2103.5103.227.55-2
Jacksonville90.091.589.990.5231-5
Houston88.787.488.888.3241-6

WestPiRateMeanBiasAvgTotalsW-L
Kansas City102.3102.2102.0102.230.53-4
LA Chargers100.9101.2101.2101.1244-2
Las Vegas97.998.298.498.2275-2
Denver98.398.197.998.1173-4


N F C
EastPiRateMeanBiasAvgTotalsW-L
Dallas102.8103.9102.4103.030.55-1
Philadelphia95.895.796.596.0212-5
N.Y. Giants95.795.695.195.5202-5
Washington93.593.693.093.4202-5

NorthPiRateMeanBiasAvgTotalsW-L
Green Bay103.8103.6104.0103.826.56-1
Minnesota100.6100.8100.0100.522.53-3
Chicago95.395.494.995.215.53-4
Detroit91.891.991.991.9260-7

SouthPiRateMeanBiasAvgTotalsW-L
Tampa Bay110.2110.1109.8110.028.56-1
New Orleans107.8106.2108.2107.421.54-2
Atlanta96.396.297.496.628.53-3
Carolina95.194.995.195.122.53-4

WestPiRateMeanBiasAvgTotalsW-L
Arizona108.3109.3109.3109.026.57-0
LA Rams108.0108.5108.1108.227.56-1
Seattle103.2103.0102.9103.024.52-5
San Francisco100.4100.2100.0100.2232-4

This Week’s Playoff Projections

If Season Ended Today
AFC
1Cincinnati
2Las Vegas
3Tennessee
4Buffalo
5Baltimore
6LA Chargers
7Cleveland

NFC
1Arizona
2Tampa Bay
3Green Bay
4Dallas
5LA Rams
6New Orleans
7Minnesota
Playoff Projection Seeds
AFC Seeding
1LA Chargers
2Buffalo
3Baltimore
4Tennessee
5Cincinnati
6Las Vegas
7Cleveland

NFC Seeding
1Arizona
2Tampa Bay
3Green Bay
4Dallas
5LA Rams
6Minnesota
7New Orleans
Wildcard Round
Buffalo over Cleveland
Las Vegas over Baltimore
Cincinnati over Tennessee
Tampa Bay over New Orleans
Green Bay over Minnesota
LA Rams over Dallas

Divisional Round
LA Chargers over Las Vegas
Buffalo over Cincinnati
LA Rams over Arizona
Tampa Bay over Green Bay

Conference Championship
LA Chargers over Buffalo
LA Rams over Tampa Bay

Super Bowl 56 (LA)
LA Rams over LA Chargers

October 11, 2021

PiRate Ratings–NFL for Week 6, October 14-18, 2021

This Week’s PiRate Ratings Spreads

HomeVisitorPiRateMeanBias
PhiladelphiaTampa Bay-9.6-9.5-8.1
Jacksonville (N)Miami-7.3-6.2-8.6
IndianapolisHouston13.013.512.2
ChicagoGreen Bay-3.8-3.0-4.0
WashingtonKansas City-5.8-5.4-5.8
CarolinaMinnesota0.1-0.21.5
BaltimoreLA Chargers5.64.55.0
DetroitCincinnati-1.2-1.8-0.7
N.Y. GiantsLA Rams-8.2-8.8-9.0
ClevelandArizona0.90.2-0.6
DenverLas Vegas6.56.56.4
New EnglandDallas0.1-1.9-0.2
PittsburghSeattle1.00.31.0
TennesseeBuffalo-7.1-6.9-7.8

This Week’s PiRate Ratings Totals

HomeVisitorTotal
PhiladelphiaTampa Bay49
Jacksonville (N)Miami44
IndianapolisHouston50
ChicagoGreen Bay43
WashingtonKansas City54
CarolinaMinnesota43.5
BaltimoreLA Chargers49.5
DetroitCincinnati50.5
N.Y. GiantsLA Rams48
ClevelandArizona53
DenverLas Vegas42
New EnglandDallas47.5
PittsburghSeattle44.5
TennesseeBuffalo52.5

This Week’s PiRate Ratings

A F C
EastPiRateMeanBiasAvgTotalsW-L
Buffalo110.6110.5111.3110.824.54-1
New England99.698.798.999.117.52-3
Miami96.496.897.396.8211-4
N. Y. Jets90.991.691.691.420.51-4

NorthPiRateMeanBiasAvgTotalsW-L
Baltimore105.7105.1105.6105.5254-1
Cleveland103.7103.9103.0103.5263-2
Pittsburgh101.3100.6101.0101.0182-3
Cincinnati97.197.996.897.3243-2

SouthPiRateMeanBiasAvgTotalsW-L
Indianapolis101.5100.8101.0101.124.51-4
Tennessee100.5100.5100.5100.5283-2
Houston91.089.891.390.725.51-4
Jacksonville89.190.688.789.5230-5

WestPiRateMeanBiasAvgTotalsW-L
Kansas City103.6103.5103.3103.532.52-3
LA Chargers102.6103.1103.1102.924.54-1
Denver99.899.799.699.716.53-2
Las Vegas96.296.396.296.225.53-2

N F C
EastPiRateMeanBiasAvgTotalsW-L
Dallas102.5103.6102.1102.7304-1
Philadelphia96.095.996.996.320.52-3
N.Y. Giants95.795.695.095.420.51-4
Washington94.895.194.594.821.52-3

NorthPiRateMeanBiasAvgTotalsW-L
Green Bay103.5103.1103.6103.4274-1
Minnesota100.3100.599.5100.121.52-3
Chicago97.297.697.297.3163-2
Detroit93.593.593.693.526.50-5

SouthPiRateMeanBiasAvgTotalsW-L
Tampa Bay108.6108.4108.0108.328.54-1
New Orleans107.4105.6107.8106.922.53-2
Carolina97.497.397.997.6223-2
Atlanta95.895.696.896.1292-3

WestPiRateMeanBiasAvgTotalsW-L
LA Rams106.9107.4107.0107.127.54-1
Arizona105.8106.7106.6106.4275-0
Seattle103.3103.3103.0103.226.52-3
San Francisco101.5101.4101.3101.4232-3

This Week’s Playoff Projections

If the Playoffs Began Today

AFC
1LA Chargers
2Baltimore
3Buffalo
4Tennessee
5Cincinnati
6Las Vegas
7Denver

NFC
1Arizona
2Dallas
3Tampa Bay
4Green Bay
5LA Rams
6Chicago
7Carolina

Projected Playoff Positions

AFC Seeding
1Buffalo
2LA Chargers
3Cleveland
4Tennessee
5Baltimore
6Cincinnati
7Denver

NFC Seeding
1Tampa Bay
2Arizona
3Green Bay
4Dallas
5LA Rams
6Chicago
7Carolina

Projected Playoff Rounds

Wildcard Round
LA Chargers over Denver
Cleveland over Cincinnsti
Baltimore over Tennessee
Arizona over Carolina
Green Bay over Chicago
LA Rams over Dallas

Divisional Round
Buffalo over Baltimore
LA Chargers over Cleveland
Tampa Bay over LA Rams
Arizona over Green Bay

Conference Championship
Buffalo over LA Chargers
Tampa Bay over Arizona

Super Bowl 56 (LA)
Tampa Bay over Buffalo

October 4, 2021

PiRate Ratings NFL For Week 5–October 7-11, 2021

This Week’s PiRate Ratings Spreads

HomeVisitorPiRateMeanBias
SeattleLA Rams1.51.01.5
Atlanta (n)N.Y. Jets4.43.64.4
Tampa BayMiami10.29.48.6
CarolinaPhiladelphia5.96.45.9
WashingtonNew Orleans-9.6-7.1-10.3
JacksonvilleTennessee-5.6-4.1-5.5
MinnesotaDetroit10.911.410.3
PittsburghDenver4.23.43.8
CincinnatiGreen Bay-3.3-2.3-3.8
HoustonNew England-6.4-6.7-5.3
Las VegasChicago4.03.94.4
LA ChargersCleveland0.60.81.9
DallasN.Y. Giants7.58.67.3
ArizonaSan Francisco7.38.58.4
Kansas CityBuffalo-1.1-0.8-1.7
BaltimoreIndianapolis7.67.98.4

This Week’s PiRate Ratings Totals

HomeVisitorTotal
SeattleLA Rams55.5
Atlanta (n)N.Y. Jets49.5
Tampa BayMiami47.5
CarolinaPhiladelphia42.5
WashingtonNew Orleans43
JacksonvilleTennessee50.5
MinnesotaDetroit50
PittsburghDenver33
CincinnatiGreen Bay51
HoustonNew England43
Las VegasChicago43.5
LA ChargersCleveland47.5
DallasN.Y. Giants48.5
ArizonaSan Francisco52.5
Kansas CityBuffalo57
BaltimoreIndianapolis49.5

This Week’s PiRate Ratings

A F C
EastPiRateMeanBiasAvgTotalsW-L
Buffalo109.0108.8109.5109.124.53-1
New England99.698.798.999.117.51-3
Miami98.398.799.298.7201-3
N. Y. Jets91.191.892.091.720.51-3

NorthPiRateMeanBiasAvgTotalsW-L
Baltimore105.9105.4106.0105.8253-1
Cleveland103.8104.1103.1103.724.53-1
Pittsburgh101.1100.4100.7100.7171-3
Cincinnati97.197.996.897.3243-1

SouthPiRateMeanBiasAvgTotalsW-L
Indianapolis101.3100.5100.6100.824.51-3
Tennessee99.199.198.999.0282-2
Jacksonville91.092.590.891.522.50-4
Houston90.789.591.090.425.51-3

WestPiRateMeanBiasAvgTotalsW-L
Kansas City104.9104.9104.8104.932.52-2
LA Chargers102.0102.4102.5102.3233-1
Denver100.099.999.999.9163-1
Las Vegas97.697.897.897.726.53-1

N F C
EastPiRateMeanBiasAvgTotalsW-L
Dallas101.3102.4100.7101.5293-1
N.Y. Giants96.996.896.496.719.51-3
Philadelphia95.495.196.195.520.51-3
Washington94.895.394.594.9212-2

NorthPiRateMeanBiasAvgTotalsW-L
Green Bay103.5103.1103.6103.4273-1
Minnesota100.8101.2100.2100.722.51-3
Chicago96.196.495.996.1172-2
Detroit93.092.892.992.927.50-4

SouthPiRateMeanBiasAvgTotalsW-L
New Orleans107.4105.4107.8106.9222-2
Tampa Bay106.4106.2105.8106.127.53-1
Carolina98.398.499.098.6223-1
Atlanta95.695.496.495.8291-3

WestPiRateMeanBiasAvgTotalsW-L
Arizona105.8106.8106.7106.4284-0
LA Rams106.0106.5105.9106.1283-1
Seattle104.5104.5104.4104.527.52-2
San Francisco101.5101.3101.2101.324.52-2

Playoff Projections begin next week!

August 14, 2021

Mid-American Conference Preview

There wasn’t much MACtion in the Mid-American Conference in 2020.  Covid limited MAC play to a minimum number of games with two teams playing just three games, one other playing four times, one team playing eight games, and the rest playing five to seven times.

In the end, two teams emerged as the clear cut best in the league–Buffalo in the East and Ball State in the West.  Ball St. defeated the 5-0 Bulls in the MAC Championship Game, and then both teams won their bowl games, Buffalo over Marshall in the Camellia Bowl, and Ball St. over San Jose St. in the Arizona Bowl.

Buffalo faced a minor rebuild on the offensive end with four new starters needed to replace the best receiving corps in the league, but the Bulls were hit with a very late blow in the Spring.  Coach Lance Leipold had been a candidate for multiple Power 5 coaching gigs in December, but he came up short on all of them.  Then, after Kansas fired Les Miles, Leipold was offered and accepted the job in Lawrence.  Former Dallas Cowboys secondary coach and Michigan co-defensive coordinator Maurice “Mo” Linguist has developed a reputation for being an incredible recruiter, and he should bring some fine talent to The Queen City.

There’s an additional irony to the MAC East, as co-favorite Ohio U had a late head coaching change.  Legendary coach Frank Solich stepped down due to health concerns, and offensive coordinator Tim Albin takes over.  Albin has not been a head coach since 1999, but that Northwestern Oklahoma State team finished 13-0 and won the NAIA football championship.

Kent State and Miami of Ohio have the same head coaches they had last year.  Fans of Kent State are excited about Coach Sean Lewis’s up-tempo offense.  In their abbreviated season, The Golden Flashes averaged almost 50 points per game and more than 600 total yards per game.  Miami’s season ended after playing just three games, but the Redhawks penned the lone loss on the conference champs, topping Ball State by a touchdown. 

Akron and Bowling Green bring up the rear in the East.  Akron won the head-to-head matchup last year, but the two teams combined to go 1-10, both giving up more than 40 points per game.

The race in the MAC West should be one of the most competitive races of any FBS division.  A case could be made for five of the six teams to earn a piece of the first place this year, and only Northern Illinois figures not to challenge for supremacy.

Defending champs Ball State returns the bulk of its starting 22 players from last year, but the Cardinals won four of their five regular season games by seven points or less.  Rarely does a team repeat that feat from year to year.  Usually, if the team isn’t vastly better, they lose a couple of the types of games they won the year before.

Central Michigan and Toledo figure to be much improved in 2021.  Both schools return almost their entire starting lineups on both sides of the ball.  Keep an eye out for these very experienced and talented squads in September games against Power 5 opponents.  CMU plays Missouri, while Toledo takes on Notre Dame.  

Western Michigan and Eastern Michigan return a majority of their 2020 starters but with every player getting a free extra year, having 16 returning starters is almost below average.

Northern Illinois, once the best Group of 5 program in America, has fallen on hard times.  The Huskies went 0-6 last year and figure to be underdogs in almost every game against FBS competition this year.

Here is how the MAC media voted in the preseason poll:

2021 MAC Football Preseason Poll

(First Place Votes in Parentheses)

East Division

1. Kent State (11) – 112 points

2. Ohio (2) – 96 points

3. Miami (5) – 94 points

4. Buffalo (4) – 93 points

5. Akron – 39 points

6. Bowling Green – 28 points

West Division

1. Ball State (11) – 114 points

2. Toledo (7) – 104 points

3. Western Michigan (4) – 103 points

4. Central Michigan – 68 points

5. Eastern Michigan – 44 points

6. Northern Illinois – 29 points

MAC Football Championship Game Winner: Ball State (7), Toledo (5), Kent State (4), Western Michigan (3), Buffalo (2), Miami (1)

The preseason PiRate Ratings differ somewhat.

Mid-American Conference
East Division

TeamPiRateMeanBiasAverage
Miami (Ohio)101.999.298.199.7
Buffalo98.597.597.998.0
Ohio92.294.494.093.5
Kent St.91.393.490.591.7
Akron81.879.678.179.8
Bowling Green71.672.168.870.8

West Division

Team
PiRateMeanBiasAverage
Central Michigan100.599.199.599.7
Ball St.98.498.395.597.4
Toledo97.596.795.896.7
Eastern Michigan93.191.289.891.4
Western Michigan91.291.690.191.0
Northern Illinois89.387.086.187.5

MAC Averages92.391.790.491.4

The PiRate Ratings are not designed to pick seasonal won-loss records, but we use them any way to make predictions just for fun.

MAC EastConf.Overall
Miami (Ohio)6-28-5*
Buffalo5-37-5
Ohio5-37-5
Kent St.4-45-7
Akron1-72-10
Bowling Green0-81-11

MAC WestConf.Overall
Central Michigan6-28-5
Toledo6-29-3
Ball St.6-28-4
Eastern Michigan5-38-4
Western Michigan2-63-9
Northern Illinois2-63-9
* Miami (Ohio) picked to win MAC Championship Game

March 5, 2021

PiRate Ratings College Basketball Spreads

Friday, March 5, 2021

HomeVisitorSpread
St. BonaventureDuquesne7.3
Saint LouisMassachusetts6.2
VCUDayton4.6
DavidsonGeorge Mason4.4
Miami (Fla.)Boston College0.4
Wake ForestGeorgia Tech-10.3
LibertyStetson10.6
North AlabamaFlorida Gulf Coast-1.4
Montana St.Sacramento St.3.8
Eastern WashingtonIdaho State11.8
UC DavisHawaii0.3
Cal St. NorthridgeUC Riverside-10.2
Long Beach St.UC Irvine-9.8
UC San DiegoCal St. Fullerton3.2
UC Santa BarbaraCal Poly22.6
Florida AtlanticMiddle Tennessee9.1
MarshallCharlotte14.2
Western KentuckyOld Dominion8.3
North TexasUAB6.4
QuinnipiacSaint Peter’s-2.0
RiderMonmouth-4.7
ManhattanFairfield4.7
SienaCanisius6.8
Central MichiganNorthern Illinois7.1
BuffaloKent St.4.3
AkronMiami (O)5.8
ToledoBall St.9.7
Western MichiganEastern Michigan3.2
Delaware St.Morgan St-11.3
Loyola (Chi.)Southern Illinois16.3
Indiana St.Evansville6.1
DrakeNorthern Iowa9.7
Missouri St.Valparaiso7.8
NevadaColorado St.-2.0
BelmontJacksonville St.6.2
Morehead St.Eastern Kentucky1.9
Arkansas St.Georgia Southern1.5
South AlabamaLouisiana Monroe4.6
Appalachian St.Little Rock-0.1
UT ArlingtonTroy3.9
The CitadelWestern Carolina-0.5
MercerSamford7.3
Mississippi Valley St.Arkansas-Pine Bluff-10.3
UT Rio Grande ValleyTarleton5.3
Dixie St.New Mexico St.-10.4
Grand CanyonUtah Valley8.3
California BaptistSeattle2.3
Loyola MarymountSan Francisco-0.5
PacificSanta Clara2.9

January 17, 2021

PiRate Ratings–NFL Conference Championship Games

Margins

HomeVisitorPiRateMeanBias
Green BayTampa Bay1.11.31.4
Kansas CityBuffalo-1.6-2.4-2.9

Totals

HomeVisitorTotal
Green BayTampa Bay56.0
Kansas CityBuffalo49.0

Sunday, Jan. 25th
HomeVisitorsTime (ET)TV
Green BayTampa Bay3:05 PMFOX
Kansas CityBuffalo6:40 PMCBS

January 11, 2021

PiRate Ratings–NFL Playoffs Divisional Round

Spreads

HomeVisitorPiRateMeanBias
Green BayLA Rams6.06.16.5
BuffaloBaltimore2.33.02.8
Kansas CityCleveland9.79.59.0
New OrleansTampa Bay0.2-0.1-0.3

Totals

HomeVisitorTotal
Green BayLA Rams46.5
BuffaloBaltimore48
Kansas CityCleveland53.5
New OrleansTampa Bay58.5

Schedule

SaturdayJanuary 16
HomeVisitorNetworkTime (EST)
Green BayLA RamsFOX4:35 PM
BuffaloBaltimoreNBC8:15 PM
SundayJanuary 17
HomeVisitorNetworkTime (EST)
Kansas CityClevelandCBS3:05 PM
New OrleansTampa BayFOX6:40 PM

January 3, 2021

PiRate Ratings For NFL Wildcard Round

PiRate Ratings Spreads For Wildcard Round

Margins

HomeVisitorPiRateMeanBias
BuffaloIndianapolis8.59.49.8
SeattleLA Rams3.03.33.1
WashingtonTampa Bay-9.0-9.1-9.9
TennesseeBaltimore-6.4-6.3-6.4
New OrleansChicago8.68.98.9
PittsburghCleveland4.54.64.4

Totals

HomeVisitorTotal
BuffaloIndianapolis49.5
SeattleLA Rams49.5
WashingtonTampa Bay51.5
TennesseeBaltimore55
New OrleansChicago46.5
PittsburghCleveland44.5

NFL Playoff Schedule–Wildcard Round

DayDateTime (ET)NetworkHomeVisitor
SatJan 91:05 PMCBSBuffaloIndianapolis
SatJan 94:40 PMFOXSeattleLA Rams
SatJan 98:15 PMNBCWashingtonTampa Bay
SunJan 101:05 PMESPNTennesseeBaltimore
SunJan 104:40 PMCBSNew OrleansChicago
SunJan 108:15 PMNBCPittsburghCleveland

December 28, 2020

PiRate Ratings For NFL Week 17: January 3, 2021

This Week’s PiRate Ratings Spreads

HomeVisitorPiRateMeanBias
BuffaloMiami9.39.19.7
ChicagoGreen Bay-4.7-5.3-5.4
CincinnatiBaltimore-14.7-14.2-14.4
ClevelandPittsburgh-1.0-1.1-0.9
DetroitMinnesota-4.4-4.3-4.3
IndianapolisJacksonville17.718.018.0
Kansas CityLA Chargers14.714.614.4
New EnglandN.Y. Jets8.16.97.3
N.Y. GiantsDallas-1.2-0.7-0.6
PhiladelphiaWashington-0.8-0.9-1.3
Tampa BayAtlanta6.87.57.5
CarolinaNew Orleans-5.1-5.1-4.9
HoustonTennessee-3.4-3.9-4.1
DenverLas Vegas-0.6-0.6-0.1
LA RamsArizona2.63.03.1
San FranciscoSeattle-2.4-3.3-3.2

This Week’s PiRate Ratings Totals

HomeVisitorTotal
BuffaloMiami48
ChicagoGreen Bay45
CincinnatiBaltimore45.5
ClevelandPittsburgh44.5
DetroitMinnesota54.5
IndianapolisJacksonville47.5
Kansas CityLA Chargers48.5
New EnglandN.Y. Jets37.5
N.Y. GiantsDallas47
PhiladelphiaWashington43.5
Tampa BayAtlanta56
CarolinaNew Orleans53.5
HoustonTennessee56
DenverLas Vegas49
LA RamsArizona51
San FranciscoSeattle52.5

This Week’s PiRate Ratings

Dec. 29, 2020
A F C
EastPiRateMeanBiasAvgTotalsW-L
Buffalo109.2110.0110.1109.822.512-3
Miami101.4102.4101.9101.925.510-5
New England97.196.696.296.619.56-9
N. Y. Jets90.090.789.990.2182-13

NorthPiRateMeanBiasAvgTotalsW-L
Baltimore107.9107.8108.0107.92510-5
Pittsburgh101.5101.8101.8101.71912-3
Cleveland99.099.299.499.225.510-5
Cincinnati92.292.692.692.420.54-10-1

SouthPiRateMeanBiasAvgTotalsW-L
Indianapolis104.7104.6104.5104.625.510-5
Tennessee101.5101.6101.8101.62910-5
Houston96.696.296.296.3274-11
Jacksonville88.588.188.088.2221-14

WestPiRateMeanBiasAvgTotalsW-L
Kansas City109.5109.6109.4109.526.514-1
Las Vegas99.199.098.698.929.57-8
Denver97.096.997.097.019.55-10
LA Chargers96.396.596.596.4226-9

N F C
EastPiRateMeanBiasAvgTotalsW-L
Washington97.797.697.597.6206-9
Dallas96.696.896.596.626.56-9
Philadelphia95.995.795.295.623.54-10-1
N.Y. Giants93.994.694.494.320.55-10

NorthPiRateMeanBiasAvgTotalsW-L
Green Bay107.8108.0108.6108.124.512-3
Chicago102.1101.7102.2102.020.58-7
Minnesota97.396.796.696.826.56-9
Detroit91.991.491.391.5285-10

SouthPiRateMeanBiasAvgTotalsW-L
Tampa Bay108.0108.0108.5108.23110-5
New Orleans105.8105.5105.8105.72711-4
Atlanta102.7102.0102.5102.4254-11
Carolina99.298.999.499.226.55-10

WestPiRateMeanBiasAvgTotalsW-L
Seattle104.2104.7104.7104.627.511-4
LA Rams102.9102.9103.0102.9239-6
Arizona101.8101.4101.4101.5288-7
San Francisco100.8100.4100.5100.6256-9

This Week’s Playoff Projections

A F C

1-Seed: Kansas City

2-Seed: Buffalo

3-Seed: Pittsburgh

4- Seed: Indianapolis

5-Seed: Baltimore

6-Seed: Cleveland

7-Seed: Tennessee

NFC

1-Seed: Green Bay

2- Seed: New Orleans

3-Seed: Seattle

4-Seed: Washington

5-Seed: Tampa Bay

6-Seed: LA Rams

7-Seed: Chicago

Wild Card Round

Buffalo over Tennessee

Cleveland over Pittsburgh

Baltimore over Indianapolis

New Orleans over Chicago

Seattle over LA Rams

Tampa Bay over Washington


Divisional Round

Cleveland over Kansas City

Buffalo over Baltimore

Green Bay over Tampa Bay

New Orleans over Seattle


Conference Championships

Buffalo over Cleveland

Green Bay over New Orleans


Super Bowl

Buffalo over Green Bay

December 24, 2020

PiRate Picks for December 24-28, 2020

All NFL This Week

A minor profit last week led us to a conclusion. In December, our NFL picks have been somewhat more successful than our college picks. The Virus has added an intangible to game outcomes at the college level, while only mildly affecting NFL games. Additionally, once students left schools and finished their semesters virtually at home, the college football players were left isolated on little islands. Rather than desire to play meaningless bowl games for a little compensation of bowl bling, many desired to spend the Holidays at home with family and friends. Other than the Fiesta Bowl, where all players will receive PS5’s, maybe a better prize in their eyes than anything the FBS Playoffs can offer.

The NFL is a totally different story. Week 16 is usually the most crucial week of the regular season. The best teams usually need one more win to secure the playoff spot they will secure or make the playoffs. The eliminated teams begin to experiment with roster changes. The worst teams may sabotage their chances to win meaningless games at the end of the season, especially when there is a generational superstar ready to become the next John Elway.

Before you read this and say, “this will be an easy week!” realize something else. Those clever folks in Nevada with all the positive revenue streams know this bit of information and have adequately padded the spreads to reflect this information.

So, in the end, the spreads are about as accurate in Week 16 as they are in Week 6. And, for our purposes, understanding that the numbers themselves are more important than the names attached to those numbers, we are issuing selections based on trying to “steal” an extra couple of percentage points in our favor. That small gain basically removes the vigorish that the books have. It still boils down to a 50-50 wager, so it is still highly speculative.

Our Christmas gift to you is knowledge. That knowledge is in our case an expert knowledge. Our expertise is knowing that we don’t know enough for you to take these selections and wager real money on the picks. This is an experiment in mathematics to be read for enjoyment and maybe to understand that without real inside information, none of us non-sharps can consistently pick winning selections.

As an FYI, the State of Tennessee legalized sports betting on November 1 of this year. According to Legal Sports Report, in the first 30 days, the citizens of the Volunteer State volunteered a record $131.4 million to the state’s four authorized sports books. Four more sports books, including the giant William Hill, will commence operations in Tennessee in 2021. These companies vacuum up money quickly, as a large majority of their customers get poor slowly. The state is very conservative, and the overwhelming majority disapprove of any tax, yet they willingly agree to pay the state exorbitant taxes in the way of gambling. Try showing this to an average sports bettor, and he or she will laugh at you, telling you that they can win money unlike when they pay taxes. Yet, if you look at their accounts, very few show a profit. We found one person willing to “experiment” for one calendar year. He usually allots himself $2,000 to play during the football season, and in most years, that two grand is gone by Thanksgiving. At the end of 2019, we convinced him to open an account with a broker and deposit the $2,000 and not bet for the 2020-2021 football season. When the Virus outbreak apparently doomed all sports for the year in March, he was able to stick to his convictions, thinking there would be no games to bet that money and lose. Simply reading a few periodicals on value investing, he quickly discovered an equal love for “wagering” on corporations in a sport where the bettor investor has the advantage.

He didn’t lose all his money by Thanksgiving. In fact, by the time he sat down to enjoy his moist and juicy turkey, his investment had already returned close to 18%. As 2020 limps to the finish line, his original $2,000 investment is now pushing $2,400. He doesn’t plan on withdrawing the money or placing the next $2,000 in one of the sports books. If you learn anything from this site, let it be this: If you have a couple decades or more remaining in your pre-retirement lives, or even if you have reached retirement age and figure on sticking around for another score or so, a buy and hold strategy in high-quality value stocks with a long history of positive earnings and dividends is going to make you a lot wealthier than betting on State to beat Tech by 7 1/2 points.

Merry Christmas to all, and to all a good night. Here are our selections for the week.

1. NFL 6 1/2 Point Teaser+160
SelectionOpponentSpread
MiamiLas Vegas+6.5
BuffaloNew England-0.5
New OrleansMinnesota-0.5


2. NFL 7 Point Teaser-130
SelectionOpponentSpread
Tampa BayDetroit-2.5
ClevelandN.Y. Jets-2.5


3. 7 Point Teaser-130
SelectionOpponentSpread
HoustonCincinnati-0.5
ChicagoJacksonville-0.5


4. 10 Point Teaser-110
SelectionOpponentSpread
Kansas CityAtlanta-0.5
IndianapolisPittsburgh+8
BaltimoreN.Y. Giants-1


5. 10- Point Teaser-110
SelectionOpponentSpread
CarolinaWashington+12
LA RamsSeattle+11
DallasPhiladelphia+12.5

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